Privacy Policy

MyCouponStock is owned and operated by:

• Company Name: Octaads Media
• Website: www.mycouponstock.com
• Business Address: 1, Plot, Coworkkeys, 2nd Floor, 38, Golf Course Rd, near VATIKA TOWER, Saraswati Kunj, Suncity, Sector 54, Gurugram, Haryana 122011
• Contact Email: support@mycouponstock.com
• Data Protection Officer (DPO) Email: support@mycouponstock.com
• Response Time: We aim to respond to all privacy requests within 30 days.

MYCOUPONSTOCK is owned and operated by Octaads Media. We are committed to protecting and respecting your privacy. This Privacy Policy explains what personal data we collect, how we use it, with whom we share it, and what rights you have - regardless of where you are located.

Please read this policy carefully. By continuing to use mycouponstock.com, you agree to the practices described herein. If we update this policy, changes will be posted on this page with a revised "Last Updated" date.

We may collect the following categories of personal data:

• Directly Provided Data: Name, email address, or other details you share via contact forms, newsletter sign-ups, or surveys.
• Usage & Behavioral Data: Pages visited, coupons and deals clicked, time spent on pages, referral sources.
• Device & Technical Data: Browser type, operating system, IP address, device identifiers, and screen resolution.
• Engagement Data: Survey responses, feedback submissions, newsletter preferences.
• Cookie & Tracking Data: Data collected via cookies, pixel tags, and similar technologies (see Cookie Policy).

For users in the EU/EEA and UK, we process your personal data under the following legal bases:

• Consent: When you subscribe to our newsletter, accept cookies, or submit a contact form.
• Legitimate Interests: For analytics, fraud prevention, security monitoring, and improving our services - where these interests are not overridden by your rights.
• Contractual Necessity: To provide you access to coupons, deals, and services you request.
• Legal Obligation: Where we are required to process data to comply with applicable law.

• Provide access to coupons, deals, and promotional offers.
• Personalize and improve user experience on the website.
• Analyze site performance and user behavior.
• Send newsletters or deal alerts (only if you have subscribed).
• Detect, investigate, and prevent fraudulent activity or misuse.
• Comply with applicable legal obligations.
• Track affiliate link clicks and validate purchases through partner networks.

Your information may be shared only under the following circumstances:

• Service Providers: Third-party providers who assist with hosting, analytics, email delivery, and customer support - bound by confidentiality obligations.
• Affiliate & Ad Partners: To track coupon clicks, validate purchases, and serve relevant advertising. Partners include Google Analytics, Google Ads, and affiliate networks.
• Legal Requirements: If required by law enforcement, regulatory authorities, or a valid legal process.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred as part of that transaction.
• Aggregated/Anonymized Data: We may share statistical, non-identifiable data for research or business purposes.

Important: We do not sell personal information for monetary value. However, sharing data with advertising or affiliate partners may constitute a 'sale' or 'share' under CCPA. See Section 16 for California rights.

MyCouponStock is an affiliate marketing website. We may earn commissions when users click affiliate links or make purchases through our partner merchants. This comes at no additional cost to you.

We may receive compensation from financial partners, retailers, apps, or service providers featured on this website.

This disclosure complies with the US Federal Trade Commission (FTC) guidelines, ASA guidelines (UK), EU Directive 2005/29/EC, and the Consumer Protection Act (India). All sponsored or affiliate content will be clearly labeled as 'Ad', 'Sponsored', or 'Affiliate' where required by applicable law.

We use cookies and similar tracking technologies. Please read our separate Cookie Policy for full details. In summary:

• Essential Cookies: Required for the website to function.
• Analytics Cookies: Help us understand how visitors interact with our site (e.g., Google Analytics).
• Advertising / Affiliate Cookies: Track affiliate clicks and serve relevant ads.
• Preference Cookies: Remember your settings and preferences.

EU/UK Cookie Consent: Users will be presented with a cookie consent banner before any non-essential cookies are activated. You may accept, reject, or manage preferences at any time.

We retain your personal data only as long as necessary for the purposes described in this policy:

• Analytics Data: Retained for up to 26 months, then anonymized or deleted.
• Email Subscriptions: Retained until you unsubscribe. Suppression records may be kept to prevent re-sending.
• Contact Form Enquiries: Retained for up to 12 months, then securely deleted.
• Affiliate Tracking Data: Retained for the duration required by partner network agreements (typically 30-90 days).
• Legal Compliance Records: May be retained for up to 7 years where required by law.

When data is no longer required, it is securely deleted or anonymized.

MyCouponStock operates globally. Your personal data may be transferred to, stored in, or processed in countries outside your home country - including countries that may not have equivalent data protection laws.

Where such transfers occur, we ensure adequate safeguards are in place, including:

• Standard Contractual Clauses (SCCs) approved by the European Commission.
• Use of hosting and processing partners with certified security frameworks.
• Adequacy decisions by relevant data protection authorities, where applicable.

We work with third-party services that may collect data directly or through cookies:

• Google Analytics: Web analytics (data may be transferred to the USA).
• Google Ads: Advertising and remarketing.
• Affiliate Networks: Including CJ Affiliate, Rakuten, Impact, ShareASale, and similar platforms.
• Email Service Providers: For newsletter delivery.
• Hosting Providers: For server infrastructure and CDN services.

Each of these services operates under its own privacy policy.

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or destruction, including:

• Encryption: Data is encrypted in transit using TLS/SSL protocols.
• Secure Servers: Hosted on trusted, security-certified infrastructure.
• Access Control: Restricted access to personal data on a need-to-know basis.
• Regular Audits: Periodic security reviews and vulnerability assessments.

Despite these measures, no transmission over the internet is completely secure. We cannot guarantee absolute security.

We do not knowingly collect personal data from children under 13 years of age (USA - COPPA) or under 16 years of age (EU - GDPR). If you are a parent or guardian and believe your child has provided personal information, please contact us immediately and we will take steps to delete the information.

If you are in the EU or EEA, you have the following rights under the General Data Protection Regulation:

• Access - Request a copy of your personal data.
• Rectification - Correct inaccurate or incomplete data.
• Erasure - Request deletion of your data.
• Restriction - Limit how we process your data.
• Portability - Receive your data in a portable format.
• Object - Opt-out of certain processing activities.
• Withdraw Consent - Revoke consent at any time.

Right to Lodge a Complaint: You have the right to lodge a complaint with your local data protection authority.

• France: CNIL - www.cnil.fr
• Germany: BfDI - www.bfdi.bund.de
• Spain: AEPD - www.aepd.es
• Portugal: CNPD - www.cnpd.pt

If you are located in the United Kingdom, your privacy rights are governed by the UK GDPR and the Data Protection Act 2018. You hold the same rights as EU residents listed in Section 14.

To lodge a complaint, contact the UK's data protection authority:

• Information Commissioner's Office (ICO)
• Website: ico.org.uk
• Helpline: 0303 123 1113

California residents have the following rights under CCPA and CPRA:

• Right to Know: What personal information we collect, use, and share (12-month disclosure).
• Right to Delete - Remove your personal data.
• Right to Opt-Out: Of the sale or sharing of your personal information. See the "Do Not Sell or Share My Personal Information" link on our website.
• Right to Correct: Fix inaccurate personal information.
• Right to Non-Discrimination - Equal service regardless of rights exercised.

Categories of Data Collected (12-Month Disclosure)

• Identifiers: Email address, IP address, device ID.
• Internet Activity: Browsing behavior, coupon clicks.
• Geolocation: Approximate location via IP address.
• Commercial Information: Purchase inferences via affiliate tracking.

We comply with the Digital Personal Data Protection Act, 2023 (DPDP Act) and the Information Technology Act, 2000, and its SPDI Rules.

As a Data Fiduciary under the DPDP Act, Octaads Media:

• Processes personal data only on the basis of free, informed, specific, and unconditional consent.
• Maintains accuracy of personal data and limits processing to specified purposes.
• Implements reasonable security safeguards.
• Erases data when the purpose is fulfilled or consent is withdrawn.

Your Rights under the DPDP Act:

• Right to access information about personal data and its processing.
• Right to correction and erasure of personal data.
• Right to grievance redressal - contact: support@mycouponstock.com
• Right to nominate a person to exercise rights on your behalf.

We do not intentionally collect or process sensitive personal data, including health information, biometric data, racial or ethnic origin, religious beliefs, political opinions, or sexual orientation.

We do not collect sensitive financial information such as bank account details or credit card numbers. Financial transactions are handled directly by third-party merchant partners.

Where mycouponstock.com features promotions related to financial products (credit cards, loans, BNPL, investment apps, crypto):

• Not Financial Advice: Content is for informational purposes only and does not constitute financial advice.
• Risk Disclosure: Financial products involve risk. Past performance is not indicative of future results.
• Third-Party Responsibility: We are not responsible for the terms or accuracy of third-party financial partner offers.
• No Guarantee: We make no guarantee of approval, rates, or outcomes.
• Not an Offer to Lend: This website is not an offer to lend money or provide financial services.
• Compensation Disclosure: We may receive compensation from financial partners featured on this website.

Gaming & Gambling:

MyCouponStock is a coupon and deals aggregation platform. We do not promote, endorse, or feature any gambling, gaming, betting, fantasy sports, or sweepstakes-related content on this website. We accept no liability for losses incurred from gambling or gaming activities. Gaming offers may not be available in all jurisdictions.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated 'Last Updated' date. Continued use of the website after changes constitutes your acceptance.

If you have questions about this policy or wish to exercise your rights, contact us:

• Company: MyCouponStock (operated by Octaads Media)
• Email: support@mycouponstock.com
• Address: 1, Plot, Coworkkeys, 2nd Floor, 38, Golf Course Rd, near VATIKA TOWER, Saraswati Kunj, Suncity, Sector 54, Gurugram, Haryana 122011

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